We Are MICA
Providing Superior Coverage Since 1976
As an independently owned, physician-founded and run medical malpractice insurance provider, we have focused on growing sustainably over the years, creating our irrefutable strength. Our mighty team delivers superior medical malpractice coverage and service to medical professionals in Arizona, Colorado, Montana, Nevada, Utah, and Wyoming.
Darlene Jones
Senior Customer Service Representative
Whether you have questions about your coverage or your bill, MICA’s Customer Service team is here to help. We bring a wealth of knowledge and experience in the medical professional liability industry. As a mutually owned company, we can assure you that meeting your needs is our top priority.
Mary Miltenberger
Senior Marketing Consultant
My affiliation with MICA goes back many years and as market conditions have changed, one philosophy remains the same: MICA’s commitment to always put the needs and best interests of our policy-owners first. You may have heard of MICA’s great customer service but when it’s consistent year after year, that’s rare!
The Solid Foundation for a Stronger Future
As a mutual insurer, MICA shares its success with its members, having returned over $746 million in dividends since 1988. Exceptional coverage and strong claims management ensure that MICA consistently delivers value and protection for its physicians. With a policyholder retention rate of 98%, total assets exceeding $1.2 billion, and a 90% defense verdict rate over the past decade, MICA is a trusted choice for medical professional liability coverage.
Financial Strength Over Time
$746 million in dividends issued to members since inception
$95 million in dividends returned in the last 5 years
One of the strongest balance sheets among medical malpractice insurance companies
$1.26 billion in assets and $862.6 million in statutory surplus, as of December 31, 2024
What Your Fellow Physicians Have To Say About MICA
I feel secure knowing that I am insured by a medical malpractice insurance carrier that understands what it’s like to practice medicine.
Miriam A., MD
What has impressed me most about MICA is its commitment to a long-term vision to protect and support independent physicians and physician groups. And I can say with confidence that MICA will never play games with its rates.
Jeffrey B., MD
Malpractice insurance can be a scary and confusing matter. With MICA, you can expect professionalism, diligence, expertise, and promptness.
Danielle B., DO
I have been insured by MICA since my residency. Throughout my career MICA and their underwriters have always been there for me, giving me personal advice and attention for my changing needs.