Putting Physicians First Since 1976
Since our inception, Mutual Insurance Company of Arizona (MICA) has focused on offering medical malpractice insurance coverage that physicians and medical professionals can count on at sustainable rates. By keeping our insureds top of mind, we have become the market leader in Arizona and are steadily growing in Colorado, Montana, Nevada, Utah, and Wyoming
Why do our insureds choose and stay with MICA:
- Financial Strength & Stability: Our financial position is one of the strongest in the medical professional liability insurance industry with an A (Excellent) rating from AM Best for more than 35 years.
- Trusted Guidance: Our insureds can receive risk assessments and education on best practices from The Risk Team to prepare and prevent liability whenever they need.
- Assertive Claims Defense: Our experienced claims professionals are here to support and defend our policyholders every step of the way.
- High Touch Service: Our team can be counted on to promptly return every email, phone call, and inquiry with a thorough explanation.
We've Got You Covered
Choosing the best medical liability coverage is an important decision since your medical practice and assets are on the line. Our trusted medical malpractice insurance covers you for medical professional liability, peer review, defense costs, supplementary payments, and discretionary medical payments. The type of coverage we offer is a claims-made policy that encourages reporting of potential claims and locks in coverage for future claims. A few other highlights include:
- We partner with the best local MPL defense attorneys for the litigation process.
- Our consent-to-settle clause without a “hammer” gives you a choice to take a claim to court.
- Part-time discounts are available depending on hours and specialty
Feature Articles
Legal & Regulatory
What Happens During a Medical Board Investigation?
After receiving notice of a medical board investigation, physicians might wonder what steps to take first, what the investigative process will entail, and what the possible outcomes are.
02 April 2026
Legal & Regulatory
Can a Medical Practice Be Responsible for an Employee’s Sexual Misconduct?
The legal landscape surrounding employer liability for employees’ sexual misconduct is evolving, and medical practices should consider the potential impact of these changes.
03 March 2026
Practice Management
Patient Appointment Tracking: How to Handle Appointments That Never Happened?
Creating an patient appointment tracking system is imperative since missed appointments can create gaps in treatment plans and adversely affect patient care.
05 February 2026