Putting Physicians First Since 1976

Since our inception, Mutual Insurance Company of Arizona (MICA) has focused on offering medical malpractice insurance coverage that physicians and medical professionals can count on at sustainable rates. By keeping our insureds top of mind, we have become the market leader in Arizona and are steadily growing in Colorado, Nevada, and Utah. 

Why do our insureds choose and stay with MICA:  

  • Financial Strength & Stability: Our financial position is one of the strongest in the medical professional liability insurance industry with an A (Excellent) rating from AM Best for more than 35 years. 

  • Trusted Guidance: Our  insureds can receive risk assessments and education on best practices from The Risk Team to prepare and prevent liability whenever they need.  

  • Assertive Claims Defense: Our experienced claims professionals are here to support and defend our policyholders every step of the way. 
  • High Touch Service: Our team can be counted on to promptly return every email, phone call, and inquiry with a thorough explanation. 

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Medical Malpractice Coverage for Medical Professionals and Groups

Recommended by Physicians

We've Got You Covered

Choosing the best medical liability coverage is an important decision since your medical practice and assets are on the line. Our trusted medical malpractice insurance covers you for medical professional liability, peer review, defense costs, supplementary payments, and discretionary medical payments. The type of coverage we offer is a claims-made policy that encourages reporting of potential claims and locks in coverage for future claims. A few other highlights include:  

  • We partner with the best local MPL defense attorneys for the litigation process.
  • Our consent-to-settle clause without a “hammer” gives you a choice to take a claim to court. 
  • Part-time discounts are available depending on hours and specialty 
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